Community Banks – Investing in Our Community

Investing in your community sounds great, but how can you put that into action?

If you’ve ever wondered if it matters where you deposit your hard-earned money, be assured that it does. Not only does banking locally support small businesses (community banks fund more than 60% of small business loans and more than 80% of ag loans), but because we’re locally owned and operated businesses, we are part of the economic engines that create 62 percent of new jobs annually. That’s powerful.

Community banks like Midwest Regional Bank take in deposits and distribute loans that feed into a self-sustaining micro-economy and keep funds right here in our neighborhoods. It is a part of a symbiotic relationship that community banks have with their communities. And the proceeds from those businesses employ residents, fund municipalities, and continue the cycle of locally-based economic growth.

Just consider the community bank impact on local communities:

  • Community banks outpace large banks in their average number of banks operating in both rural and urban markets by a 3:1 ratio.
  • Community banks are preferred small business lenders, with an 81 percent net satisfaction score compared to 68 percent for large banks and just 43 percent for online lenders.
  • Community banks operate in areas abandoned by others—serving as the only physical banking presence in nearly one in three US counties.

But it is not just about stats. When customers contact Midwest Regional Bank they are greeted by a talented team member who is attuned to their needs and empowered to act on their behalf.

And when our employees log volunteer hours when we contribute to charities, we are working toward our goal to ensure economic prosperity for the community we call home.

At Midwest Regional Bank, we pledge to never lose sight of the relationships we build and the personalized service our customers expect.

Remember, we are all in this together. We are only successful if our customers and communities are too. That is why Midwest Regional Bank and our relationship business model have thrived for 129 years. We know what it takes to create successful local economies. Join us in helping to build a more sustainable, vibrant economy here at home.


**Check out these links to learn more about Community Banking**


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If your ATM or Debit card is lost or stolen, please contact us immediately at (636) 937-5351. After regular business hours, please call 1-800-523-4175.

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