Treasury Services

At Midwest Regional Bank, we are committed to helping your business succeed. Our business products are designed to help you efficiently collect receivables, monitor account activity, reduce fraud, and maximize investments.

We offer hands-on training and demonstrations for your company during your transition, as well as ongoing support to help you get the most out of our products and services.

ONLINE BANKING

  • View all accounts
  • Real-time information reporting
  • Internal transfers
  • Initiate Wire transfers
  • Stop Payments
  • Electronic Statements
  • Export into third-party software

REMOTE DEPOSIT

  • Securely scan and send check images for quick processing
  • Deposit multiple checks from the ease of your office
  • Enjoy later cut-off times
  • Minimize trips to the bank

ACH ORIGINATION

  • Initiate debit and credit entries for ACH payment types from your online banking portal
  • Pay employees for expenses, payroll, or bonuses
  • Import file feature for payroll and vendor payments
  • Faster clearing times
  • Next day settlement

SECURITY TOKENS

  • Protect your online portal against fraudulent login attempts
  • Replace passwords with a protected algorithm code

POSITIVE PAY

  • Matches the account number, check number and dollar amount of each check presented for payment¬†against a database of previously authorized checks and ACH transactions
  • Monitors all daily debit activity on accounts
  • Receive exception notifications on items not listed within your files
  • Enjoy complimentary reconciliation features

 LOCKBOX SERVICES

  • Accelerate accounts receivable processing
  • Online decision service to perform data repair
  • Easy access to images and data
  • Process multiple payment options

MERCHANT SERVICES

  • Options for online, in-house, and website terminals to accept payment
  • Next-day funding
  • Gift and Loyalty programs
  • Simplified electronic statements
  • Complementary competitive comparison

SWEEP AND ZERO-BALANCE OPTIONS

  • Eliminate excess balances in separate accounts
  • Maintain greater control over disbursements

Please note that some products come with additional agreements and fees