No matter the industry, if you use escrow or sub-accounts, you will be blown away by how much time you will save with ZEscrow. You’ll be able to open, close, fund, track, and organize your sub-accounts on any digital device. You’ll have the ability to track, submit and collect all the necessary documents with a simple online portal. Statements, interest tracking, and IRS reporting is completely automated.


  • 100% online access for you and your team members
  • Open, fund, manage, and close escrow and sub-accounts online
  • Organize sub-accounts, quickly and easily
  • Get detailed reports and statements at your fingertips
  • Track interest and disbursement, including complex interest allocations
  • Receive automated delivery of statements, notification, and tax reporting
  • Ability to invite beneficiaries to complete necessary paperwork online


  • Property Managers
  • Landlords
  • Municipalities/Government Entities
  • Attorneys/Law Firms
  • 1031 Exchanges
  • Real Estate Offices
  • Non-Profits
  • Nursing Homes
  • Funeral Homes
  • Title Companies
  • Builders
  • Unions


Our monthly interest rates are extremely competitive.  Tier 1 accounts currently earn 4.75% (as of 8/1/23).

The interest rate is subject to change monthly and is based on average monthly deposits, determined and applied separately for a Holding Account and a Master Account as follows:

  • Tier 1: If the average monthly deposits is $5 million or higher the rate will be equal to the IntraFi Network Deposits DDA-MMDA One-Way Sell Rate, with a floor of 50 basis points (.50%).
  • Tier 2: If the average monthly deposits is lower than $5 million and higher than $1 million the rate will be 80% of the IntraFi Network Deposits DDA-MMDA One-Way Sell Rate, with a floor of 40 basis points (0.40%).
  • Tier 3: If the average monthly deposits is lower than $1 million, the account will receive 25 basis points (0.25%) interest.

* View the current IntraFi Network Deposits One-Way Sell Rates online at:


Contact us to see how ZEscrow can help your company:
Call: (636) 232-2650


***Click here for Digital Escrow USER GUIDE***


Debit Card Alerts

Protect yourself from fraud with Debit Card Alerts! Select what alerts you’d like to see and you’ll get a text as soon as suspicious activity occurs. Register Here.

Lost or Stolen ATM/Debit Card

If your ATM or Debit card is lost or stolen, please contact us immediately at (636) 937-5351. After regular business hours, please call 1-800-523-4175.

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